Simple, Interactive, User-Friendly–and Free
The best way to get smart around finances is to break this huge subject into manageable chunks. That’s exactly what My BlocksTM does for you. With each block, you’ll learn new skills and add more information to your growing personalized financial plan. And if you have any questions, just reach out to me.
Pick Your Path
There are blocks for every life stage. Create your personal vision for your financial well-being by exploring the blocks that are unique to your situation. As you complete these blocks, as your advisor, I can connect the dots and help develop your financial plan.
Consolidate Your Finances
- Link important accounts like 401(k)s, bank accounts, credit cards and even insurance policies
- Take control of your spending with automated budgeting
- Forecast financial obligations while accounting for the fluctuations in your spending
- Measure and monitor your financial health so that you can build smarter habits to reach your goals
My Plan Builder
Set personalized goals whether it’s purchasing a home, starting a business, or paying for their children’s college.
(10 Minutes)
Use the Risk tolerance block to find out you score to see how it correlates with investment strategies and potential losses.
(5 Minutes)
Enter any income, other than Social Security, that is expected after retirement.
(5 Minutes)
Test various scenarios and modify different variables to immediately see the impact on your plan results.
(5 Minutes)
Enter any non-investment assets, such as real estate property, and any assets that are expected in the future.
(2 Minutes)
Enter any savings and other marketable assets that make up the client’s investment portfolio.
(5 Minutes)
Money Management
See how easy it is to create an emergency fund for 1 month, 3 months, and 6 months of expenses.
Run the FastPath Optimization to show the optimal strategy to pay off credit card debt, college loans, create an emergency fund, achieve an experience goal, fund a purchase goal, and/or accumulate retirement money over in the next ten years.
Determines the optimal path to reduce and pay off credit card debt.
Evaluate multiple college loans with different interest rates to find the best approach to loan payoff.
Analyze if you should liquidate an asset(s) or take out a loan to complete purchase.
Analyze if refinancing a current debt would be beneficial.
Designed for couples to determine if their expectations and goals around retirement are aligned and where additional discussion may be needed.
(10 Minutes)
A quiz to see what prices of common expenditures were at a selected point in the past.
(2 Minutes)
A quiz to see what prices of common expenditures will be at a selected point in the future.
(2 minutes)
Securely link accounts from numerous financial institutions to view all of their accounts in one place.
View all accounts from different financial institutions in one place. Accounts can be viewed by institution, account type, and account groups.
Group and analyze transactions for a consolidated, holistic view of
spending. Filter by account, time period, spending categories, etc.
Budget details provide how much of your monthly budget you have left to spend or how much you have overspent.
Analyze income and spending habits. Compare month to month trends
and drill down into monthly income and expenses by category.
Outlines recurring and future financial obligations, while accounting for fluctuations in spending.
Measures financial health with an AI-driven assistant that automates and improves daily management. Get a pulse check on how you're doing with spending, saving, borrowing, and planning to assist in making better financial decisions.
Better understand current and historical cash inflows and outflows.
Designed to help you quickly identify how to best distribute your money, it maximizes each dollar you put towards your goals.
(15 Minutes)
Retirement
Solve for how much savings is needed on an annual basis in order to reach desired savings amount within retirement account(s).
(7 Minutes)
Designed for couples to determine if their expectations and goals around retirement are aligned and where additional discussion may be needed.
(10 Minutes)
Retirement focused expectations around various financial topics (i.e. quiet lifestyle, travel, helping others, etc.). Allows you to self-diagnose retirement expectations such as not having a paycheck anymore, healthcare costs, longevity, etc.
(2 Minutes)
Retirement focused concerns around various financial topics (i.e. loss of income, health issues, parents needing care, etc.).
(2 Minutes)
A miniature goal-based plan that requires high-level information from you to show the probability of meeting retirement goals.
(5 Minutes)
Illustrates the impact that Social Security filing timing has on the total lifetime benefit received. Helps you understand how much Social Security you may be entitled to receive and how taking benefits at different ages can reduce your overall benefits received. Ensure you get all the money you’re entitled to from Social Security.
(2 Minutes)
Estimates future health care expenses you may incur in retirement.
Costs displayed include: Medicare part B and part D, Medigap, out of
pocket costs, and potential private insurance prior to Medicare costs.
(2 Minutes)
Determine the probability of living to a certain age.
(2 Minutes)
Provides costs for home care, assisted living, and nursing home based on gender, age, length of care, state and city.
(2 Minutes)
Analyze LTC costs likelihood either you or your partner could incur that expense. Real world examples help tie potential costs with actually expenditures for home care, assisted living, and nursing home.
(5 Minutes)
Illustrate the impact of inflation using two quizzes that test you on what common items used to cost or will cost in the future.
(2 Minutes)
Investments
A holistic view of your portfolio, allowing you to drill down into sectors and individual holdings.
Learn how to customize your portfolio with Structured Investments that can be used to manage risk and provide periodic income payments.
(5 Minutes)
Generate positive environmental, social and/or governance outcomes alongside a financial return.
(5 Minutes)
Insurance
Helps determine if life insurance is needed, and if so, how much, and at what cost.
Is additional guaranteed income in the form of an annuity needed to cover your essential goals?
Estate Planning
Offers a situational snapshot with an aggregated view of assets and liabilities, which are continually updated.
Lifestyle
Determine the savings strategy needed to save for a one time experience goal (i.e. travel, celebration, honeymoon, etc.) occurring in the next ten years.
(5 Minutes)
Determine the savings strategy needed to save for a one time purchase goal (i.e. car, home down payment, etc.) occurring in the next ten years.
(5 Minutes)
Non-retirement focused concerns around various financial topics (i.e. spending, employment, investing, etc.). Allows you to self-diagnose concerns such as overspending, losing a job, buying a home, etc.
(5 Minutes)
Non-retirement focused goals around various financial topics (i.e. money, education, retirement, etc.).
(5 Minutes)
Generate positive environmental, social and/or governance outcomes alongside a financial return.
(5 Minutes)
Do You Have Questions for Me?
Click on the button below...You can actually speak your questions to me and I will get back to you with an answer. I look forward to answering as many of your questions I can. Don't be shy - if it matters to you, I would like to help.